Living beyond your means: Living like the Joneses have me stuck in a crisis
“In a time of crisis—or any time, for that matter—you should not live beyond your ability to pay your bills and to maintain what you have acquired. This is simple common sense. Too often, however, it seems that simple common sense is a rare commodity. It is a matter of needs versus wants again.
Check your bank account. Take a look into your wallet. Add up those bills. Is your income ahead of your spending? Or is your spending ahead of your income? Are “you using credit too much?
Living within your means—what a foreign concept to some of us! We operate out of skewed thinking. To be honest, we are “living within our wants” most of the time. And we wonder why we are in trouble. As the months go by, we become magnets for crisis, and our personal crisis cannot be blamed on anybody but ourselves.
Live within your means. Make a decision to do so. Tell somebody else about it. Become accountable to follow through on what you have decided. Ask for advice if you need to. Far better to lose a little pride than to lose your shirt.
vision, purpose, destiny,